• +1 786-744-6156

1,200+ High-risk

merchants trust us

Built For High-Risk Merchants

  • Direct banks = better rates and faster approval times

  • Real support from people who understand your business

  • Seamless integration with your existing payment systems

Let's Get Acquainted

Built For High-Risk Merchants

  • Direct banks = better rates and faster approval times

  • Real support from people who understand your business

  • Seamless integration with your existing payment systems

Let's Get Acquainted

Processing Built Around Your Business Reality

We specialize in the industries traditional processors misunderstand or deliberately avoid.

Don't see your industry listed?

No problem! We work with many industries not listed here. Get in touch and let's discuss your business.

Why Merchants Choose Numus

The numbers behind stable processing, faster approvals, and merchant success.

Global impact

Built for global payments at scale

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Financial partners

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Supported banks

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Available currencies

24/7

Real-time monitoring

Discover How We Helped Merchants Transform Their Payment Processing

Finally found a payment processor that doesn't treat coaching businesses like we're doing something wrong. Fast approval, transparent fees, and my account manager actually picks up the phone. Wish I'd switched sooner.

Numus got us back online in 36 hours after our previous processor shut us down without warning. No hoops to jump through, just real people who understood our supplement business. Processing has been flawless for

8 months now.

Finally found a payment processor that doesn't treat coaching businesses like we're doing something wrong. Fast approval, transparent fees, and my account manager actually picks up the phone. Wish I'd switched sooner.

Numus makes payment processing feel simple again. Direct bank relationship means no more anxiety about sudden account freezes. Their 2.9% rate is lower than what we were paying before, and settlements are faster too.

We've processed over $3M through Numus with zero issues. Their infrastructure actually scales with you instead of throttling your growth. The dedicated support team has been incredible, feels like having an internal payments expert.

Numus approved our wellness brand when everyone else said no. Their underwriters are actual humans who ask questions and understand nuance. Processing has been rock solid and their fees are exactly what they promised, no surprises.

Start Accepting Payments in 24 Hours

step-1

Apply Online in Minutes

Submit your info on our simple online form. There's no commitment and no upfront fees.

step-2

Get Approved for a

High Risk Merchant Account

We'll review your details and work with our processing partners to secure your approval.

step-3

Start Accepting Payments in 24-48 hrs

Your dedicated team will handle the setup, and you'll be taking payments in no time at all.

Our Values

Our Values

The standards we hold ourselves to every decision, every partnership, every transaction

The standards we hold ourselves

to every decision, every partnership,

every transaction

Integrity Always

Transparency is non-negotiable. Fees, approvals, processes, and outcomes are communicated clearly because trust is built through openness, not promises.

Ownership & Accountability

We take responsibility for outcomes, not excuses. When businesses rely on Numus, we show up, follow through, and remain accountable at

every stage.

Purpose-Led Innovation

We don’t innovate for novelty. Every improvement is driven by a real operational need, designed to make systems safer, smarter, and more dependable.

Partnership Mindset

We don’t view relationships as transactions. We work alongside our clients, aligning infrastructure decisions with long-term business goals.

Freedom with Responsibility

Growth should not come at the cost of control. We enable flexibility while ensuring safeguards remain firmly in place.

Operational Excellence

Consistency, precision, and discipline define our standards. Excellence is not an aspiration it is the baseline we operate from every day.

Frequently Asked Questions

How long does approval take?

Most merchants are approved and processing within 24-48 hours. We review applications with real underwriters who understand your business model, not automated systems that reject based on industry codes

What are your processing fees?

Simple, transparent pricing: 2.9% + $0.25 per transaction. No hidden fees, no monthly minimums, no setup costs. What you see is what you pay.

What industries do you work with?

We specialize in businesses that need reliable processing — gaming, nutraceuticals, coaching, adult entertainment, online betting, marketing agencies, MLM, and consumer electronics. If you have a legitimate business model, we can likely help.

Do you hold reserves on my funds?

Reserve requirements are evaluated case-by-case based on your business and processing history. Many merchants operate with zero or minimal reserves (5%) that roll after 6 months — far better than the 20-30% holds common with platform processors.

What makes you different from other payment processors?

We provide direct merchant accounts with actual banks, not platform aggregation. This means you own your processing relationship, have transparent terms, and eliminate the risk of sudden account terminations that plague platform-based solutions.

Can I integrate with my existing setup?

Yes. Numus works with all major e-commerce platforms, shopping carts, and payment gateways. Our team helps with integration to ensure a smooth transition with zero downtime.

What if I've been declined or shut down before?

That's exactly who we're built for. Previous declines or shutdowns don't disqualify you. We review each application individually and connect you with banking partners who understand and approve your specific business model.

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